Results 131 to 140 of 302
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01-08-2013, 04:42 PM #131
Gotcha your rates may not increase but your premium will or is likely too increase.
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01-08-2013, 04:48 PM #132
How is "the people" a well regulated militia?
If they meant the people why didn't they say "the people"
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01-08-2013, 04:50 PM #133
And in the 1700's it was sort of possible for well managed militias to defends themselves against threads coming from over seas. This DOES NOT pertain to today. We've been over this. I don't care if a million well armed civilians take on a force on a few thousands USA military. The military would stomp us into the ground. I understand the purpose and meaning behind the second amendment. However it DOES NOT apply to today. Weapons in today's society are far different and even if needed it wouldn't be possible for non military personal to actually put up any real fight. You really think with a straight face that some state militia could take on the USA military? You obviously aren't understanding the difference between todays society and technology and that on the late 1700's. Back then it wasn't possible to drop one bomb and take out an entire city. And again, why am I even having to say this. No one is saying we're taking guns away. We were talking about being held responsible for owning and caring for your firearms. If you're not actually going to read the discussion and just butt in with some cut and paste nonsense not pertaining to the actual discussion, just stay out of it.
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01-08-2013, 04:54 PM #134
That's not what I said.....
Your premium (or rates) are determined when you get your insurance policy. That amount is determined by factors such as your age, your vehicle, where you live, etc.
When you file a Comprehensive claim (ie: stolen car), your premiums (or rates) will not increase.I only use PayPal G&S and I do not ship internationally
Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God.
(Philippians 4:6)
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01-08-2013, 04:57 PM #135
That is not accurate. See my last reply to BGT Masters. The only thing you might be responsible for is your deductible. It depends on your insurance company and the situation. Sometimes it can be waived.
Again, it might be handled differently in Canada.....so I cannot speak to that.
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01-08-2013, 04:59 PM #136
Not on that policy. When you go to renew you'll be paying more.
Then there's the deductible, which can go up as well.
I've never worked for an insurance company directly, but I did work very closely with them.
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01-08-2013, 05:06 PM #137
I just looked around online on a few sites and thats what I found. I read that our premium is likely to go up if your car is stolen. This is just one of a few sites I read. It is the internet and information isn't always correct, but it seemed pretty consistent on the other sites I read.
http://www.goinsurancerates.com/will...car-is-stolen/
"Unfortunately, your premium will go up if your car is stolen and reported to the insurance company for a claim. Insurance companies use any reason possible to raise premium rates, as that is how they can increase their profit margin. Essentially, if your car gets stolen, the insurance company views it as your fault, even if you have taken major preventive measures to protect your property. The typical excuse for the increase is to prevent any further thefts from occurring."
http://www.goinsurancerates.com/will...car-is-stolen/
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01-08-2013, 05:06 PM #138
I don't want to get off subject with this thread, so I will just add this last thing......
A comprehensive claim is a no-fault claim. It will not increase your premiums (or rates). If they do go up, it is for another reason other than the claim you filed for your stolen car. Your deductible will not increase because of the claim. You pay a set amount based on the deductible you select. For example, if you want a $50 Comprehensive deductible, you might pay $25/month. If you want a $100 deductible, you might pay $15/month. If you want a $250 deductible, you might pay $5/month.
Again, things might be different in Canada.
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01-08-2013, 05:12 PM #139
Well, here's one that contradicts yours.....
"Theft is covered under certain types of auto insurance programs, and since the event is not the fault of the driver, it will not count against you."
http://voices.yahoo.com/if-car-stole...74.html?cat=27
Now, one additional caveat that I did not mention (my fault), it this may also differ from state-to-state. At that time, I was in California and that is how many insurance companies worked.
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01-08-2013, 05:12 PM #140
Shout about your desire to change the 2nd Amendment and expect to get rebutted.
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