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05-12-2014, 04:59 PM #1
Any Financial planners as members?
I have a couple questions that I'd love to bounce of a member or 2 that is involved in finance; I'll ask them publicly but I can get into more detail privately.
1) I'm looking to start either a IRA or a brokerage account. Not sure which would be better. I know I'd have to worry about capital gains/losses with a stock account, but other than that I'm rather novice. What other tax implications do I need to be aware of?
2) I have a pension with my current employer that starting on 1/1/2015 I'll have the option to buyout (merger related). I'm 20-25 years, realistically, away from retirement and appears not to be growing any further after this year. What are some of the factors I need to consider if I want to take the buyout or let it ride to retirement?
Thanks,
Scott
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05-20-2014, 02:35 AM #2
i don't now anything about "IRA or a brokerage account" but i do know it is a good time to buy gold & silver.
thanks
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05-20-2014, 07:30 PM #3
There are so many factors to look at.
Who does your company use for a pension? what type of pension is it?
what are your goals for investing?
what type of risk are you comfortable with?
I would not buy gold or silver, it fluxes based on the dollar, and in no way is a sound investment, unless you are thinking of a doomsday type of senario.
most true investing can have a portion based on gold and silver, the dollar, stocks, binds, and the like. again it depends on your comfort level.
do not go in blind!
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