PayPal help

[BCUS28]

I need your help! I am trying to add my bank to my PayPal account but no matter what I try nothing works. I get an error saying the bank info is wrong. I made a visit to my bank today and we concluded it's not the info I'm entering, am I missing something?

Currently, I can make payments through PayPal to people I buy from on ebay, but I have never sold anything (never received money through PayPal) so I'm assuming I have to be "verified" to receive money? So I try to add my bank and it won't let me. Can someone provide me with a number I can call to talk with PayPal?

Also, once I get this figured out, how long does it for me to receive a payment from someone? Is it instant?

Thanks in advance

[theproudestmonkey]

once you get your bank account added, it takes several days (they will deposit 2 small amounts in your bank account, and you need to verify those ammounts - think it was like 7 and 10 cents)....so it does take a few days till you can start using your bank account with your paypal....as far as the number, i know its on the site somewhere, but its hidden (on purpose....they dont wanna here from people but are required to have a phone # posted)....pretty sure you can find it here: paypalsucks.com

i think they have it posted right on the front page of that site!!

[StainLss]

here you go, it took me around 5 days to get my first verification $.

1-888-221-1161.

[BCUS28]

Thanks guys. And, ha!, I'm actually wondering through paypalsucks.com now as we speak monky LOL.

But here's the deal monkey, you say once I have my bank info added, but the thing is that is my question, it won't let me for some reason. I get an error saying the bank info is wrong.

One more question--> do I actually need to "add a bank" to receive funds through Paypal? I have my credit card registered, and that's how I currently pay people on ebay.

And finally, say I get this all figured out, I get the two small deposits from them, and all is fine and dandy.......do ALL payments made after that take a few days?

[theproudestmonkey]

yeah, paypalsucks is a REAL eye-opener!! i use paypal, but only because its pretty much a must....i dont agree at all with their practices, and always recommend people check out that site just so they know what CAN happen!!

first, i dont think i can be much help adding your bank info....been a few years since i signed up and dont really remember the process of actually getting your acct info into paypal (just what the verification process was)

i dont think you need to have a bank account at all....it is just useful when withdrawing and depositing funds to paypal....i personally have both a cc and bank account, but only use my cc for security purposes....it is FREE to withdraw funds from your paypal directly to your bank, so thats a big plus (think that is the only FREE way to do so)....you can get a paypal "debit" card, but they charge you when you use it to make withdrawls.

after you get your 2 deposits, and verify everything, payments are instant i guess (not really sure the question)....when someone pays you, you get the money the second they send it (except when they use an e-check....hate them!! they take several days to clear)....so if i bought something from you now, i send the money right now, its in your account immediately!! you can then immediately withdraw that money to your bank account (which takes about 3 business days to show up in your bank account)....so you can have cash in your hand in about 3 days!! again, can get a paypal debit card, and withdraw from an atm right away, but with the fees they charge to begin with, i try and avoid using that at all costs.

hope that helps a bit.....if not, pm me and ill try and be more clear

[BCUS28]

monkey, thank you very much, that does clear up some things. I'd rather not add a bank account if I don't have to.
Hope I'm not out of line here, but could you send $0.01 to my Paypal to see if it works? I've never received money through PayPal, so it'd be nice to see if it would work without me adding a bank. I'll send you a card or two for your help.

[theproudestmonkey]

dont know if it will let me send a penny, but i can try.....pm me your paypal address